By evaluating fit and asking the right questions to properly implement a narrow network plan, your organization can contain costs while offering your employees and their families the health care they need.

The article argues that, given the federal government's endorsement of RBP and its proven efficacy in reducing employer costs and expanding participant options, it is now virtually impossible for a plan fiduciary to lawfully discharge their duties in accordance with ERISA without at least considering the implementation of RBP.

Lawmakers should take "bold steps" to strengthen employer plans, reduce costs, promote telehealth and combat the mental health crisis, wrote the American Benefits Council in a letter.