Here are five thoughts on how to become even more valuable to your clients next year, based on some of the communication trends I saw firsthand in 2018.

The privately insured rate for working-age adults is falling in the state-based exchange states, according to the CDC.

These states offer a cheaper way to live, so retirees might actually be able to get by without having to work.

To some insurance brokers and consumers, short-term insurance plans are an enticing, low-cost alternative for healthy people.