Group health brokers who sell themselves as being innovative and non-status quo continue to ignore enhanced voluntary benefits, thus serving only half their clients and arguably snubbing those who need their cost-saving strategies the most: the employees.

By analyzing the data they have, industry leaders are pinpointing ways that benefits packages can better serve the individual--and then delivering.

The share of hospital-employed physicians rose from 30 percent to 48 percent from 2010 to 2016. What has that done to prices?