Vaccination efforts and the availability of new at-home COVID-19 tests pave the way for returning employees to the workplace.

Auto-enrollment at a 6 percent default rate can translate into up to 8 percent more income for life by allowing retirees to delay claiming Social Security.

"Bankruptcies are starting to pick up because people realize that money is not going to fix the wounds of lost customers."

As vaccines become more widely available, employers need to start planning for how to best prepare and support their employees.