Many small-business owners are counting on the sale of their businesses to fund their retirement. However, they dont necessarily have an exit strategy which could complicate matters.

The Lincoln Deferred Income Solutions Annuity now offers, among other features, a shorter minimum deferral period and flexible premium options.

Do Global Investment Performance Standards tell you the whole story, or even an accurate one, about the track record of an RIA who manages separate accounts? Not always.

The changes gives David Wichmann, previously the companys chief financial officer, control of UnitedHealthcare, the companys insurance products unit and its biggest line of business.