When I met Genevieve and Robyn at the Broker Expo in August, I was in awe of their presence, demeanor and their sense of calm. It's no surprise that these ladies have both learned a great deal about balancing their lives as they take on new challenges.

Under the ACA, the employee premium cost for your lowest-cost plan that meets minimum value must meet affordability guidelines.

It's important to understand why your small business clients choose the structures they do.