Nearly a quarter of older adults in the U.S. said that in the past year they had not visited a doctor when sick, skipped a recommended test or treatment, not filled a prescription or skipped medication doses because of the cost.

Private benefits exchangescommercially marketed platforms on which employees can shop for a wide range of employer-sponsored health and voluntary benefitsare slowly growing and changing in response to market demands.

While for the most part, shifts in the meaning of words are harmless, for key industries where specific wording matters, use of outdated terms can lead to major issues. Here are 10 DB plan investment terms, updated.