Even health care requires a guidesomeone who can show you around, speak the language and understand the laws and customs.

An ethical dilemma can arise when we have to make a decision not between right and wrong, but between two right answers.

Dealing Medicare Part D illustrates why everyone needs a good insurance agent

Its pretty clear that whoever said theres no such thing as a stupid question never worked in the insurance industry.

Insurance agenthalf doctor, half lawyer

Yes, there are a lot of reasons to set up and contribute to a health savings account, but even if you never choose to do that, the high deductible health plan is definitely an option worth considering.

In June, giant consulting firm McKinsey & Co. released a report declaring 30 percent of employers are likely to drop their health coverage in 2014 as a result of health care reform.

Since its inception in 2003, health savings accounts have grown at a phenomenal rate. Today, there are more than 10 million accounts nationwide, a figure thats expected to increase significantly in the next few years.