Voluntary Benefits

Fall is the time when most self-insured plan sponsors need to obtain or renew a stop-loss insurance policy. While straightford on the surface, getting the details right in your stop-loss coverage can save or cost you millions.

The benefit will be a complementary addition to The Standards group AD&D and life insurance products and offer eligible employees access to consultants and resources to help them return to work.

A majority of employers wish that their pharmacy benefit managers would focus less on rebates and more on discounts and value-based insurance design, according to a recent survey.

According to a paper from the ADP Research Institute, 7 percent of the worker population has a garnishment. Understanding who these workers are and what factors are at play in their garnishment can help employers provide resources and support to alleviate their financial stress.

Love it or hate it, the ACA marked an irreversible turn in the health care system, and its likely to only get more confusing from here. Consulting has been, and will continue to be, a valuable niche for brokers with the appropriate license and tools.

While only about 5 percent of all jobs will be phased out entirely due to automation, most jobs will continue to change and workers will be redeployed. To remain viable, workers will need to beef up their skills in creativity, collaboration and communication.