Voluntary Benefits

So we've finally come around to talking about a recession. I mean, if Alan Greenspan says it, it must be true, right? The housing slump continues to rattle the entire foundation of the economy, while consumer confidence falls faster than the

We've been saying it for years. Well, some of us have, anyway. Employers are turning to their workplace more and more often for financial advice, in all its shapes and sizes. Now it looks like we finally have some hard numbers to back us

19 percent of employers plan to offer more comprehensive or better benefits in 2008. More than half of workers surveyed said career advancement was more important than salary. 10 percent of employers will offer more special benefits i

The challenges facing a broker new to the benefits industry, especially voluntary benefits, can be daunting. Finding the right product mix for a client, knowing which carriers have those products, understanding which carriers have the back office

American General Life Insurance is launching a new product to fill gaps left by major medical policies. AIG Accident Expense Plus provides accident coverage and allows the policyholder to include a critical illness rider to cover diseases like heart

I received a call from a close friend who asked me to review his employer-sponsored disability program with him. In review of his firm's group plan, we found that the benefit was 60 percent of income to a monthly maximum of $3,000 per