Employee Participation

"One of the biggest misconceptions is that AI somehow eliminates complexity. It doesn't," says Joe DeSilva, executive vice president and chief of operations at ADP.

"Hardworking Americans should not have to choose between caring for a loved one and earning a paycheck," Treasury Secretary Scott Bessent said.

Eighteen percent of Gen Z and 14% of millennials said they will schedule a doctor's appointment only after exhausting AI or online tools for answers to health questions.

As part of the survey, employees were asked to assess their physical, financial, mental, and social health, along with their caregiving capacity and work-life balance.

Employee benefits knowledge varies widely by industry and income, with a 27-point gap between the highest and lowest literacy scoring industries, according to the 2026 Benefits Insights Benchmarks Report from Businessolver.

Employers may have an incentive to help workers build emergency savings as financial strain increasingly spills into attendance, productivity and retention.