The legislation enshrines minimum wages and guaranteed rest-breaks for domestic workers and also empowers them to negotiate industry-wide conditions and regulations.

Workers unable to pay off credit card debt risk saving less for retirement, while retirees with debt can face difficulties as they age.

At a minimum, missing participants have preserved their retirement savings, instead of cashing them out.

Inflation is now the leading financial pain point, narrowly overtaking taxes, which held the distinction for eight consecutive quarters.