Total savings in both investment vehicles reached record levels in the period -- 14.4% for 401(k)s and 12% for 403(b)s.

From a plan design perspective, we believe sponsors should consider distribution options such as systematic withdrawals or partial distributions so participants can take ongoing or periodic distributions from the plan in retirement.

The U.S. Preventive Services Task Force helps determine which screenings and preventive services insurers must cover without cost-sharing under the Affordable Care Act.