That question was debated at a Senate Finance Committee, and there was a bipartisan consensus to make the drug dispensing process fairer so that people aren't "mugged at the pharmacy counter," as one Senator put it.

Jenni Bickerstaff's vast experience on both sides of the aisle has helped her build a book of business from the ground up and evolve into an industry leader and mentor.

Under the current language of the proposed rule, the ban would apply retroactively, so employers would have to notify current and former employees that the agreement is no longer valid.

Only 11% say their employers offered lifestyle benefits that could help them prepare for health care costs.