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When it comes to addressing employees' caregiving needs, there's a perfect storm brewing on the benefits horizon – and turbulence in the long-term…

By tailoring your communications and education during open enrollment, you can help employees choose the benefits that will best meet their needs throughout the coming year.

The secret weapon for brokers and their clients is clear: address the needs of job seekers and attract top talent.

Of course, there's no magic bullet when thinking through these challenges, but most industry experts have determined that a series of strategically placed interventions that are highly customized, thoughtfully executed, and carefully measured will provide the greatest chance of achieving success.

Too often, employers fail to think through the workforce implications of their plan designs and focus on cost, but neglect to what extent delayed retirements can greatly impact build-from-within management strategies.

For employers that set their employee premium costs last year right at the ACA affordability threshold, their plans will no longer be affordable if they charge employees the same amount in 2024 as they did in 2023.

Many large employers have avoided the cost-management tactic of shifting expenses to employees.

Providing employer-sponsored fertility and family building benefits widely in the U.S. is possible and a step toward strengthening employee support and wellbeing.